Pension, Family Pension, Gratuity and Commutation of Pension (Synoptic note)

Pension, Family Pension, Gratuity and Commutation of Pension F.D. Memo No. 201-F(Pen), dated 25.02.2009 (Synoptic note)

Pension:

• Minimum qualifying service — 10 years, for full Pension i.e. 50% of last pay drawn — 20 years, proportionate Pension, where qualifying service is 10 years or more but less than 20 years.

Amount of Monthly Pension: 

• Maximum Rs. 35,000/-, Minimum Rs. 3300/-. (Asper ROPA 2009)

Additional Pension:

• 20% of basic Pension from 80 years to less than 85 years,
• 30% for 85 years to less than 90 years,
• 40% for 90 to 95 years,
• 50% for 95 to less than 100 years,
• 100% for 100 years or more.

The age prescribed for retirement on superannuation is 60 years.

Family Pension:

• 30% of basic Pay drawn last subject to a minimum of Rs. 3300/- and maximum of Rs. 21000/-, (Asper ROPA 2009) provided family Pension at enhanced rate i.e. twice the normal rate limited to 50% of Pay last drawn for period of 7 years or till 67 years of age of the deceased Pensioner.

NOTE: Additional Family Pension like Additional Pension.

 Gratuity: Retirement & Death —

• Retirement Gratuity –

• 1/4^th of emoluments (Pay + DA) of each completed Six-monthly period (3 or more to be reckoned as full 6 months) subject to a maximum of 16.5 times the emoluments or Rs. 6 Lakhs, whichever is less.

• Death Gratuity :-

• Less than 1 year — 2 times of last emoluments:
• 1 year to less than 5 years — 6 times
• 5 years to less 20 years — 12 times
• 20 years or more — 33 times or Rs. 6 Lakhs, whichever is less.

Commutation of Pension: up to 40% of Pension amount

                          Formula — Amount to be Commuted x Commutation Value x 12 (Fraction of balance to be ignored).

• Commutation Value is available in Annexure-I (New Table) appeared to F.D. Memo No. 201-F(Pen), of 25.02.2009 ‘Age on next birthday’ in the table should be reckoned with reference to the date on which commutation becomes absolute.
• Reduction in the amount of Pension on Commutation will become operative from the date of receipt of the Commuted Value.
• Restoration of Commuted portion will become operative on the expiry of 15 years from the date of retirement or from the date of receipt of the Commutation amount, as the case may be.

Synoptic note of The WBS (D.C.R.B.) Rules, 1971 [came into force from 01.01.1972 containing 109 rules]

• Rule 7(C)- Family includes Wife/Husband, Sons & Daughters including steps and adopted, brothers below 18 years, unmarried & widowed sisters, parents —
• Rule 28 & 28A — All periods of leave other than E.O.L. without pay shall count as service. All E.O.L granted on M.C. shall count as qualifying service.
• Rule 37 — Classes of Pension — Compensation,   Superannuation, retiring (25) including voluntary Retirement (20)
• Rule 61 — the A.G.W.B. to be consulted for ensuring minimum period of qualifying service for Retiring Pension.
• Rule 63 — Fraction of a rupee to be rounded off to the next higher rupee up to Rs. 35000/-. A fraction of a year equal to 3 months and above is treated as a 6 monthly period of service.
• Rule 83 & 84 — The amount of Military Pension (Rs. 500 in each case) shall not be taken into amount in fixing Pay & Allowance in civil appointment.
• Rule 137 — Provisional Pension @100% of Pension and Provisional Gratuity after withholding 10% or Rs. 1000/-, whichever is less should be sanctioned by the first of the month in which it is due, if for any special reason it has not been to obtain admissibility report from AG (A & E), WB within due period.

Simple Comprehensive form for sanction of pension to the Government Employees as modified vide F.D. Memo No. 359-F(Pen), of 16.04.2009 is required to be submitted to the A.G. (A & E), WB along with following documents: —

1. Service Book with I.P.F. checked & verified;
2. L.P.C.,
3. Calculation Sheet for qualifying service for Pension, Gratuity and Family Pension,
4. Attested Passport Size joint Photograph, 
5. Death/Medical Certificate (in case of death/invalidation), 
6. Nomination for Arrears of Pension,
7. One set of nomination for gratuity duly countersigned by Head of Office,
8. Application for Commutation of Pension in prescribed form duly signed and accepted by PSA,
9. Application for Family Pension in Annexure — II,
10. Certificate regarding no case or appeal is pending in any Court of Law,
11. Application for Pension in Form 5,
12. Family details of Government Employee.

…………………………………….